Updated: Nov 2, 2019
With so many people living life to the full it is easy to lose track of accounts that may hold your money - billions of pounds lie un-claimed in bank accounts, pensions, premium bonds and unknown inheritance. Here we explain how you can trace your money.
Premium Bonds from National Savings and Investments (NS&I)
Maybe your grandparents bought some of these for you - or your parents bought some for your children. If you know your NS&I Holder number you can check if you have any winnings at https://www.nsandi.com/prize-checker - if you do not know the number or are not sure if you have any amounts invested you can check by using the Tracing Service https://www.nsandi.com/how-do-i-track-down-unclaimed-or-forgotten-investments-with-nsi
Child Trust Fund
Any child born between 1st September 2002 and 31 December 2010 received £1,000 or £500 from the government in a Child Trust Fund - over 1 million of these remains unclaimed - see how to trace your childs fund here;
Workers now move employers on average 11 times in their career - each could have a different pension provider and it is easy to lose track of them over the years.
The place to start is your own personal papers/files - but if you have lost track of a particular employers pension then start here:
If you are unsure if there is any money in an account you once held but have lost the details - start here;
It's free and you can also search on behalf of an elderly relative if you hold a financial power of attorney and their permission.
You have 30 years to reclaim any inheritance that was left to you without your knowledge - you just need the name of the relative to check - details here; https://www.gov.uk/government/statistical-data-sets/unclaimed-estates-list
Let us know how you get on!